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Parents Prepare Early Education Insurance

Parents Prepare Early Education InsuranceParents Prepare Early Education Insurance - Children are everything to every parent. So no wonder the attention of every parent would be centered on their children, ranging from the process of pregnancy, birth, growth, to adults and to ensure the future of the child, is not uncommon for people tuapun begin preparing for their insurance products. For example, starting from his early childhood, after finishing with exclusive breastfeeding until 6 months old baby, the baby's parents will accustom them to start giving food support. Surely that would be required to support food is best. Babies need quite a lot of foods that have a high nutrient content for growth.

Healthy meals for baby food should be natural, are foods that are free of harmful preservatives, dyes, flavorings, spices and artificial instant. It also is one of the efforts to make the children have health and good growth, so that the child would become a smart and useful. In addition, to support health, not forgetting the cleanliness must be instilled from an early age.

Completing all of them, early education in the family is the most important thing that children can someday become a good person, either for themselves or for others. Well, to support an education, in addition to early education in the family, the child is also very necessary to get a formal education in place that would be useful for the development of their mental and socializing with friends. To support the baby's education in order to always be able to enjoy a good education, it is now not uncommon parents have set up education insurance. Because they realize a lot of unexpected things that are likely to interfere with the education financing beloved children.

Understanding of insurance and risk

Insurance is one form of risk
Insurance is one form of risk control is done by way of transfer / transfer of risk from one party to the other party in this case is an insurance company.

What is the sense of Insurance?

According to article 246 Commercial code "Insurance is an agreement by which one is binding to an insured, to receive a premium, for reimbursement to him for damage to or loss of expected benefits that might be experienced as an event that is not necessarily" .
Understanding the other insurance is a transfer of risk from the first party to the other party. In the transfer is controlled by the rules of law and the enactment of the principles and teachings universally adopted by the first party and the other party.
The economics of insurance means a fundraiser that can be used to cover or provide compensation to those who suffered losses.

What are the benefits of insurance?

Besides, as a form of risk control (financially), insurers also have a variety of benefits which are classified into: the main function, secondary functions and additional functions.
The primary function of insurance is risk transfer, fundraising and balanced premium. Insurance secondary function is to stimulate business growth, prevent loss, damage control, and social benefits as savings. While insurance is an additional function as investment funds and invisible earnings.

What are the Risks?

Definition of 'risk' insurance is "uncertainty about the occurrence of an event that can cause economic loss".

Any forms that risk?

Forms of risk include pure risk, speculative risk, particular risks and risk fundamentals.
Pure risk is the risk that as a result there are only two kinds: a loss or break even, for example, theft, accident or fire.
Speculative risk is the risk that as a result there are three kinds: loss, profit or break even, for example gambling. Particular risk is the risk that comes from individuals and local impacts, for example, a plane crash, car crash and the ship ran aground.
While the fundamental risk is the risk that is not derived from the individual and the impact area, for example, hurricanes, earthquakes and floods.

Are all risks can be insured?

Not all risks can be insured. The risks can be insured are: risk can be measured by money, homogeneous risk (the risk of the same and pretty much guaranteed by insurance), pure risk (the risk is not profitable), particular risk (the risk of individual sources), the risk that occur suddenly (accidental), insurable interest (the insured has an interest in the object insured) and risks that are not contrary to law.

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Exposed installer



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